May 21, 2012

How to Get your Pag-ibig Housing Loan Billing Statement

My husband has been paying our monthly amortization at Pag-ibig office (Shaw) for the last several months and finally, he asked if there’s another way to pay our monthly dues and Pag-ibig staff informed him where we could pay our dues.

We could pay our monthly amortization at SM Payment Center; we just need to print the monthly billing statement from their site. Here are the step by step guide on “How to print housing loan billing statement (HLMBS) through Pag-ibig Fund Website”

How to Get your Pag-ibig Housing Loan Billing Statement

1. Go to
2. Click E-Service/Member’s E-Service
3. Click Housing Loan Payment Verifications
4. Type Surname, Name, Housing Loan Account Number and the code appearing in the box.
5. Click “View Billing Statement” (To disable the pop-up block un the upper left side of the screen click “Temporary allow pop-up)”
6. Print Billing Statement

Note: The housing loan monthly billing statement is available for viewing or verification a week before the due date.

We receive the monthly text and email from Pag-ibig regarding our due so even without the statement, we can pay in SM Payment Center. Super late magdeliver ng bill statement sa amin, good thing there are other options to get the Housing Loan Billing Statement. 

Where to Pay your Housing Loan, Installment, or Amortization?

1. Over the Counter (OTC) Payments at the HDMF Branches

Any HDMF Branch, if payment is made on or before the due date specified in the “due date” portion of the Housing Loan Monthly Billing Statement. You may visit for the list of HDMF branches.

Only at the HDMF Branch maintaining the account, if payment is made after the specified due date in the “due date” portion of the Housing Loan Monthly Billing Statement.

2. Accredited Collecting Agents (Developers with Collection Servicing Agreement with HDMF, SM Business Service Centers and Landbank of the Philippines [All branches]).

Only if payment is made on or before the due date specified in the "due date" portion of the House Loan Monthly Billing Statement. You may visit for the list of Accredited Collecting Banks/Agents for local and overseas. 

Update: Please be informed that effective July 1, 2018, all housing loan borrowers shall be required to pay their monthly amortization/installment through the Fund's accredited collecting partners.

1. Metrobank
2. SM Payment Center, SM Savemore Supermarket, SM Hypermarket. (PHP5 fee)
3. Bayad Center and its authorized partner (PHP7 fee)
4. Landbank of the Philippines
5. Western Union
6. LBC
7. For Overseas: AUB, IREMIT, PNB and VENTAJA

Note: I paid our amortization last Sunday March 24, 2013 and SM is now charging additional P5 for Pag-ibig Service Fee.

My husband paid our amortization last November 20, 2016 and the staff informed him that we need to pay the exact amount. Hindi na daw pwede yung sobra. So sayang na naman ang centavos na hindi maisusukli for sure ng cashier. But this year, 2018 they accept our payment naman kahit nakaround-off na and wala na centavos. Maybe it depends on the cashier, some cashier wanted an exact amount and other cashiers allow round off. 

Update January 2020

For the very first time, we did not receive any bill from Pag-ibig, no email, no SMS and when I check online, there is no new bill that I can download. So we just paid our Monthly Amortization using the old bill. My husband called Pag-ibig regarding our concern and we were advised na bayad na daw kasi kami kaya wala bill.

Last December, we went to Pag-ibig, nagbayad kami para less principal so ang nangyari, binawas daw doon yung January bill namin. Waah! Less principal nga so hindi ko gets bakit naging advance payment. So paano kaya yung bayad namin ng January, magiging for February. Hay! Anyway, we were advised to call Pag-ibig if 5 days before the due date, wala pa rin daw bill.

Update February 2020

We received our bill for February, ang total due namin is P19.01 so naging advance payment din yung binayaran namin last January. Nagkulang lang ng konti since ginaya lang namin yung total due nung December bill.

Hope this helps!


  1. how to view the statement of account or billing statement already paid from year 2006 to 2016.

    1. You need to go to Pag-ibig office to verify all the payments from 2006 to 2016 because you can only download Payment History for the last 12 months, if you check it online.

  2. Panu po maverify ung nahulog nmin

    1. Punta po kayo Pag-ibig office or pwede din po maview online, go to then click House Loan Verification, then enter your details then click Online Services and download Payment History. (12 months only)

  3. how wl know kung bka bayad na kami,para naman ma monitor namin just incase poh hanapan kami ng copy..thank you

    1. Go to then click House Loan Verification.
      Enter your details then click Online Services
      Download Billing Statement or Payment History.
      * For payment history, you can only view up to 12 months.

  4. Can we pay thru gcash or paymaya?

    1. Hi, I haven’t tried it yet. I only pay at SM payment center.

  5. Tanong ko lng po about s monthly payment ng housing loan last month of march and april..pano yung pagbayad ng march at april?

    1. Hi, yung March nabayaran namin (before ECQ) pero hindi nagreflect sa Pag-ibig so nag-email kami and advise sa amin na idisregard daw yung April Bill at magwait ng adjusted bill namin. Until now wala pa rin kami bill so yung April and May wala pa kami nabayaran.

  6. How to pay bdo online banking

    1. Hellom hindi ko pa natry magbayad through BDO online banking so no idea.