Credit Card Tips

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Some people avoid credit card because they think that it is just a temptation. Somehow I agree because it is so easy to swipe the card but if you know how to use you card wisely, credit card can give you benefits. If you read my post about “how to save tips: cards’ then you will understand why I love having credit card.

I immediately applied for credit card when I got my first job maybe because I just want to feel that I’m no longer a student. hehe! But after two years, I applied for a new card and cancelled my first card because I want to take advantage the freebies like free shoes, watch and plane ticket.

If you are planning to apply for credit card always remember to choose the right card according to your needs or wants. After I got my first credit card, I always receive calls about pre-approved credit card. I accepted some of them but I also cancelled the card because I don’t want to pay annual fee for something that I’m not using. Now, I no longer accept pre-approved credit card because I’m happy with my current card.

Always be a good payer and be responsible in using your credit card if you don’t want to ruin your credit rating. When I resigned from work, I immediately called my credit card company to cancel my other card (I have two) and the CSR asked me why. I told them that I have no work as of the moment blah! blah! blah!. CSR told me that I can no longer use my credit cards because I have no work, just give them a call if I have a new job so they could unblock my card. At that moment, I hated myself for calling but I just told myself that I can apply for secured credit card. The following day, I received a call from the credit card company asking why I want to cancel my credit card and I told him the same thing but CSR told me that since I’m a good payer I can still use my card and he’s waiving the annual fee just don’t cancel the card. See what I mean, there are benefits for being a good payer.

The most important thing is pay your due on time so you can comfortably sleep at night knowing that you have paid your debts. One thing that I don’t want to happen is to receive calls from debt collection agency or international debt collection agencies.

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Best Skiing Destination in Canada

Many avid skiers will agree that the Whistler Blackcomb Ski Resort in British Columbia is the best skiing destination in Canada. As the largest ski resort in North America, it is truly an amazing ski destination in terms of scope and variety. In addition to the excellent and varied terrain, Whistler Blackcomb Ski Resort literally offers everything that you could possibly desire for an outstanding ski vacation including great après ski ambiance, many options for local accommodation and a wide variety of additional outdoor winter activities such as ice-skating, tubing, helicopter skiing and snowshoeing.

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The Whistler Blackcomb mountain statistics are quite impressive. The resort is home to 16 alpine bowls, over 8,100 acres of total terrain, 3 skiable glaciers, over 200 marked trails, more than one mile of vertical drop and 37 lifts. In fact, Whistler Blackcomb has the highest uphill lift capacity of any North American ski resort. The famous Peak 2 Peak Gondola connecting the Whistler and Blackcomb summits is the longest and highest unsupported cable car in the world. The resort reports an average annual snowfall of over 34 feet as well as a substantial snowmaking capacity.

Whistler and Blackcomb are actually two separate mountains connected by a charming pedestrian village. They merged into a combined resort in 1997. Dining options include the 17 mountain restaurants as well as dozens of options in Whistler Village and the surrounding areas ranging from award-winning fine cuisine to affordable options for the whole family. Après ski bars, spas and concerts provide evening entertainment options. Whether it be a blues concert or a charity ski race, there is always a special event going on at Whistler Blackcomb. Before planning a trip to Whistler Blackcomb, be sure to check out the events calendar on the webpage of the resort here.

When you factor in the costs of hotel, lift ticket, equipment rental if necessary, meals, après ski entertainment and transportation to and from the resort, you may find yourself needing to consider the option of financing your vacation. It´s always a good idea to sign up for a travel rewards card to accumulate points or discounts toward future getaways. With credit and financing options available, a trip to the best skiing destination in Canada is attainable.

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