September 25, 2017

Car Insurance Benefits That You Need to Consider When Buying an Auto Insurance

Some say that having a car is not an investment because the value of the car depreciates from the moment it leaves the car shop. Aside from that, there are so many expenses that you need to consider if you have a car like fuel, parking fee, toll fee, maintenance fee and car insurance.

Read: 5 Things To Consider when Buying a Family Car 



Yes, having a car insurance is very important because we cannot predict the future and no matter how careful we are, accidents happen on the road. It is an additional cost in your pocket but you never know when you need so it is better to invest in insurance. There are so many auto insurance in the market, in fact, whenever you register your car you need to pay for insurance. But of course, the coverage is very limited so you get what you pay for.

Buying car insurance is not cheap, it depends on the coverage and also on your car. If you ask me if the insurance fee is worth it, my answer is yes, because when my husband had an accident several years ago we did not pay anything for the repair. We only paid for the towing fee. Good thing my husband was safe but it took them 2 months to repair the car. We’ve experienced two minor accidents and the insurance company shouldered everything.

If you are planning to buy car insurance, it is very important that the insurance covers the “Acts of God Protection”, I remember the typhoon Ondoy, we attended an event and on our way home, the SLEX was already flooded but my husband tried to cross the flood. We were able to pass the flood but when we arrived home, my husband checked the car mat, it was damp. The car had been checked and fixed and paid by the insurance company.

Anyway, if you still remember my post about my Schengen Visa Application. I bought our travel medical insurance online. While browsing Malayan Insurance site, I noticed that they are also offering other insurances including car insurance. Just like the travel medical insurance, you can get a quotation online and you can also buy online. Check it here.

Read: Where to Buy Travel Medical Insurance for Schengen Visa Application

If you want to invest in auto insurance, make sure that you have these benefits. These are the car insurance & car insurance policy coverage of Malayan Insurance

1. Automobile Loss/Own Damage
2. Third Party Liability
3. Auto Personal Accident
4. Acts of God Protection
5. Riots, Strikes, & Civil Commotion Coverage
6. Standard Automobile Accessories Protection
7. Optional Valuable Accessories Protection
8. Loss of Use
9. 160 Accredited Repair Shops

Malayan Insurance Facebook Instagram Website 

Things You Should Know Before Buying a Wig

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Nowadays, wearing a wig became a popular trend and a lot of people are now using a wig for different reasons. One reason is if you have a medical condition like alopecia or suffering from hair loss because of stress or chemotherapy. Second, if you are tired of your look and you want to improve your hairstyle. The third reason is for fun and entertainment; singers, models, actors, actress and even cosplayers use wigs to change their hairstyle. 


Getting a new look is easy by wearing a wig but of course, there are few things that you should know before buying a wig. 

1. Do your homework 

It is very important to do your homework. Take time to research, read and ask for suggestions and recommendations from your friends or family. Buying wig is like buying clothes, there are sizes that you need to consider so know your head circumference. Think for your hair type, cap type, hairstyle and even color of wigs that you need to purchase.

2. Budget 

There are different types of wigs in the market and prices vary depending on the type of wig that you will purchase. You can choose synthetic, heat friendly synthetic hair or natural hair, synthetic is more affordable compared to human hair. 

3. How to Put On your Wig 

Putting on your wig varies, it depends on your hair condition. If you have hair, you might need to use a cap to flatten the hair. Some use bonding wig, double sided-tape or hair clip to secure the wig on the head. 

4. Taking Care of yout Wig

If this is your first time to buy a wig, it is best to read articles on how to take care of your wig. You need to know how to maintain the shape, how to store it properly or if you need beauty tools in order to protect your wig. 

Looking for wigs is not a problem because you can buy wigs online. You can browse different styles of wigs according to color, hairstyle, and types without leaving your home. Not only that, e-commerce site like Divatress sells hair care products for your wigs and you can even read “hair care and wig care” instructions.