Last year my husband decided to apply to Citibank so we’re now using the Citi Cashback Card. So far, we’re still happy with the card because we can get cash rebate. You can have up to 6% cash rebate on your supermarket expense, 2% on meralco rebate and 0.20% rebate on all other purchases charged to your card, e.g., gas, cellphone bills, travel expenses, online and boutique shopping, dining bills, department store purchases, tuition fees, gadgets, and appliances.
Last May 2014, we redeemed our cash rebate. You need to call to use your cash rebate and it will be deducted on your amount due. At that time, per P500 ang pwede iredeem.
In less than a year, we were able to redeem P4693, not bad di ba. Big savings pa rin. I hope they will also waive our annual fee. According to them “Just spend at least P15,000 a month or P180,000 a year and your P2,800 principal card annual fee will be automatically waived”